Will New York Community Bank fail in 2024?
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New York Community Bancorp stock fell 45% today.

Will they fail in 2024?

Resolves YES if New York Community Bancorp, Inc., Flagstar Bank, or any other banking subsidiary of New York Community Bancorp, Inc. is listed on the FDICs list of failed banks in 2024:

https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/

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I see Silicon Valley Bank, Signature Bank, and First Republic Bank on the FDIC list of failed banks, but Silvergate Bank isn't on that list. Silvergate Bank is generally talked about as having failed, but perhaps it doesn't count by the FDIC standards because they voluntarily liquidated and returned all deposits without technically collapsing.

New York Community Bancorp, Inc. is a bank holding company for Flagstar Bank. If "Flagstar Bank" is listed on the FDICs list of failed banks in 2024, then will that count as "New York Community Bank" being listed?

@HankyUSA Yes. It's hard to imagine a subsidiary failing without the parent company also failing, but in case the FDIC only lists the latter, we'd better count it. Updated description.

@chrisjbillington I respect your desire to uphold the spirit of the question, even if it removes an opportunity for me to lawyer some profits out of this.